Protect your income
When illness strikes, we ensure your financial lifeline remains unbroken and strong
FAQs
Clear answers to help you understand income protection insurance
What income does it cover?
Our policy covers up to 75% of your regular monthly income. This includes salary, freelance earnings, and consistent professional income. The goal is to maintain your financial stability during unexpected health challenges.
When does coverage start?
Typically, coverage begins after a predetermined waiting period, usually 30 to 90 days. This allows time for initial recovery and helps manage premium costs. The exact timeframe depends on your specific policy.
Are pre-existing conditions covered?
Pre-existing conditions are evaluated on a case-by-case basis. Some may be partially covered or have specific exclusions. We recommend a detailed consultation to understand your individual circumstances.
Can I work part-time?
Many policies offer partial disability benefits. If you can work reduced hours due to illness, you may still receive proportional income protection. Our flexible plans adapt to your recovery journey.
How long will payments continue?
Payments can continue until you return to work, reach retirement age, or the policy term ends. Some plans offer extended coverage for long-term health conditions. Each policy has specific terms.
Financial security during uncertain times
Worry less about financial concerns when health challenges come your way. Our comprehensive protection plan is designed so that you can concentrate entirely on your recovery without the stress of monetary issues. We understand that your wellbeing is the priority, and that's why we offer support that allows you to focus on healing. Peace of mind is not just a phrase; it's our promise to you during difficult times. With us by your side, you can navigate the path to health with confidence and reassurance.
Talk to our team
We're here to help you protect what matters most
